| Credit Facilities | BusinessADVANTAGE |
| Commercial Term Loans | For financing a fixed-asset purchase such as equipment, commercial vehicles, or to consolidate debt... |
| Commercial Real Estate Loans | For buying, building, improving, or refinancing commercial property...- Fixed or variable interest rates
- Fixed rate terms from 3-5 years
- Amortization periods to 15 years
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| Commercial Lines of Credit | A revolving line of credit used for working capital or inventory...also see merchant cash advance financing- Variable interest rates
- Flexible payments
- Re-usable credit
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| Corporate Credit Cards | VISA Credit Card Program...- Provides monthly, detailed listing of charges
- Cards can be issued to key employees
- Fast, convenient way to make purchases without depleting cash flow
- For business interested in credit card processing visit Process USA
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| Letters of Credit | To guarantee your performance or payment to a third party...- No interest payments
- Competitive fees
- Your bank stands behind you
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| Equipment Leasing | For obtaining equipment...- Flexible terms and conditions
- Low monthly payments
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| Cash Management Services | BusinessADVANTAGE |
Business Checking PLUS
Order Business Checks | For businesses with moderate to high volume account activity...- No minimum balance requirements
- Earnings credit offsets service fees
- Per-item charge for services used
- Unlimited check writing
- Monthly statement
- 24/7 account information via Telephone Banking or Internet Banking
- Overdraft Privilege and/or Business Protection Plus for qualified customers
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| Free Business Checking | For businesses with low to moderate volume account activity...- No minimum balance requirements
- No monthly service fee
- First 200 items are free from activity fees
- Unlimited check writing
- Monthly statement
- 24/7 account information via Telephone Banking or Internet Banking
- Overdraft Privilege and/or Business Protection Plus available for qualified customers
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| Interest Checking | For a sole proprietor, non-profit organization, or government group with large balances and low to moderate volume account activity...- No minimum balance requirements
- Interest earned on balances
- Monthly statement
- 24/7 account information via Telephone Banking or Internet Banking
- Overdraft Privilege and/or Business Protection Plus available for qualified customers
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| CDARS Certificate of Deposit Account Registry Service | - Safety of FDIC insurance on deposits up to $10 million
- Comfort of working solely with Community Bank
- Potentially higher rates than other risk-free investments
- Management convenience of a single account statement for all CDs
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| Certificates of Deposit | - Guaranteed rate of return
- Long- or short-term investment options
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| Sweep Account | - Excess funds are conveniently and automatically moved into an investment account with market rates of return, and returned to your account daily
- Collateralized by risk-free investments
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| Money Market Account | - Variable interest rates
- Limited transaction investment account
- Monthly statement
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| Tiered Money Market Account | - Variable interest rates
- Limited transaction investment account
- Monthly statement
- Earn Higher rates on higher balances
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| Statement Savings Account | - Convenient traditional savings
- Combined statement with checking account available
- Competitive interest rates
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| PLUS MUCH MORE. The Community Bank Team of Business Banking/Commercial Lending Professionals is eager to help you realize your business objectives. |
